When your offer is accepted one of our mortgages advisers will speak to you and help you with your mortgage arrangements, your survey will then be organised through your lender, some buyers arrange a separate survey (depending on the age of the property).
Bear in mind other costs that may be involved:
- Mortgage arrangement fee
- Mortgage indemnity fee
- Lender’s valuation fee
- Land Registry fee
- Stamp duty land tax
- Contingency fund (there are always unexpected costs along the way)
- Buildings & Contents insurance
A normal sale involving a mortgage takes on average between 10-12 weeks, depending on the chain.
Our sales progression team will keep you informed along the way, but you will also need to speak to your solicitor for regular updates.
On the day of completion, depending on the chain, you will get a call from your solicitor to advise the funds have been transferred. The previous owners of the property may be waiting for further properties to complete involved in the chain so you may not get the keys immediately, but normally around mid-afternoon.
Lastly – enjoy your new home!!